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Showing posts from October, 2012

Payday Advance Online. Rate Report

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Equities were up big time on Friday and that trend continues today at the expense of Bond** yields that continue to climb higher on the expectations of better than expected jobs data to be released (that’s right, on the expectation of an expectation) and a better outlook for payday advance online and stronger first quarter earnings. I received three upward rate adjustments on Friday, and expect at least one today based on the market’s performance thus far. Key releases of economic data will begin Wednesday, so watch for those numbers, particularly the new jobs data, to impact the market. It will be interesting to see how the market factors in the Grocery union strike ending and those people going back on the payrolls. As one would expect, Mortgage rates/costs* are climbing right alongside the bond yields, but they remain very low historically and about 3/8% off their all time 50 year lows reached on June 10, 2003. The benchmark 10 year Treasury** yield is about 3.90%% as of this postin...

Possible reasons for rate increases and decreases

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Possible reasons for rate increases: · A recovering equities market that will take cash from bonds and plant it in stocks. · Real corporate earnings growth based on revenue increases as opposed to cost cutting. · Increased government deficit spending that will cause the government to issue more debt such as financing the war effort or reduced tax revenues. (Wouldn’t it be nice to have an open-ended credit card you can pay whenever you want and also get online payday loan with instant approval?) ·Improved economic data ·Shifting to junk bonds as the economy improves ·Better yields on the euro dollar based on weakness in US dollar and yields ·Corporate debt issuance taking money away from Treasuries (short term effect) ·Peace in the Middle East (don't hold your breath) ·Any signs of inflation ·Increase in the risk spread added to the treasury yield to determine loan rates ·The Bin Laden family turns on the Bush family, develops a conscience, form...

Fast and Easy Payday Online Loans

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Fast Payday Loans If your not sure whats a Payday Online Loan is, its fairly straight forward. Payday loans are small, short-term loans that are intended to get you money in advance of your actual Payday. There are a variety of reasons why even hard working individuals such as yourself might need a payday loan and that’s why we don’t discriminate based on reason. Thousands of people use us to obtain payday online loans and all of them do it for different reasons. There is no reason a hard working American has to justify their expenses to us. We simply give you your money in advance, when you need it. The application process is quick, easy, and totally online. Clicking the link above will lead you to an easy one page form that will enable you to get the cash you need. It is important to not that we only offer Payday Loans in the United States. Hard times or not, there will always be times when extra money can be helpful. Correction extra money is always helpfu...

Get Quick Money Through Fast Approval Payday Loans

People, who are dependent on their salary for sourcing the much required money for completing different household works and meeting expenses, need a loan faster in their hands. They need smaller amount and do not want any delay in the approval of the loan. Fast approval payday loans are meant especially for the purpose of fast approval of the loan even if the loan seeker is going through a bad phase or is labeled bad credit. Home improvements, paying for medical or educational expenses, financing a vehicle or planning for a holiday, you can use the loan for any personal purpose. Fast approval payday loans are called so because it does not take much time in approving and the loan amount coming in borrower’s account. Usually it is within 24 hours and even in lesser time that the loan is in the hands of the applicant. How does it happen? Well it is a simple process. There may be many reasons for instant approval of the fast approval payday loans. Lenders may take a post dated cheque from ...

Payday Loans for Better Financial Condition

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Financial crisis can happen to anyone and it is not that simple to handle. This is important for you to learn more about how to deal with financial problem if you are facing this problem. You have to be able to find out the good solution that you need to solve your financial problem. To cover some crisis, sure you must need cash and this is going to be a very useful because it will be the very fast way for you to cover up the crisis. But you might be confused where you can find the cash in an instant without complicated requirements. This will be good for you to start looking for the right place to get the cash. You need to find the right loan lender to give you the best payday loans that you are looking for. Make sure the company is trustable and you can find the very best result by checking the reputation of the company. It’s good to find the right companies that can give you the easy requirements so that you will be able to get the cash right after you fill all of the requiremen...

Electronic Cigarette: Solution to Smoke Healthily

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Thousands of people each year die because of lung cancer. Do you know that most of the deaths caused by lung cancer can be traced back to the smoking habit of the people? It cannot be denied that smoking is actually a bad habit All people know about it and also the risks including the smokers. However, somehow the smokers are too stubborn to stop this bad habit. Perhaps, it is because they have been addicted to the cigarette. Indeed, if you find that someone in your family is a smoker while you are not, you will feel so unfortunate. You know that the person is actually killing himself or herself. But, to make the person stop smoking seems to be next to impossible. Yet, you must not give up. You can actually save the life of the person without making him or her stop smoking by using electronic cigarette. You must know that this kind of cigarette is really amazing in overcoming the smoking problem. It will give a win-win condition for both the smokers and the people who care about them...

Reliable Cash Relief from Instant Payday Loans

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Obtaining the loan for a short term is the only way for you as you need to solve several emergencies. Can you imagine that your wife must give the birth for your child but you do not have enough money for paying the cost of it? The first reaction that you tend to do is getting panic and you cannot think of such better idea for solving this problem. Well, you have to be calm as you realize that instant payday loans will be reliable for giving the huge amount of money without waiting for so long. Payday Loans Compared to the process of applying loan to the bank, this way is considered as the better one. You are not going to spend much time to wait for the loan approval. If you use this option of instant payday loans, you just need to wait for several hours to get the approval for loan application. It is much easier when you decide on getting this service. The process of loan application is conducted with the help of the internet connection. You are going to get the convenience in apply...

Ease of Payment With Bitcoins

Bitcoin is a new and innovative digital currency that can be accessible online, regardless of where you are. The bitcoin system is based on crypto-currency and it is acceptable all around the globe. Bitcoin works using a peer-to-peer (p2p) technology and operates without the need of a central authority or a oversight body. Bitcoin is a valuable form of virtual currency, as there is only a maximum of 21 million units in the market at a certain time. Besides that, new bitcoins are generated at a diminishing rate. Compared to other online transaction systems like Paypal, bitcoin uses p2p which eliminates the need for a third party to complete the transaction. Using bitcoins will help you to save in terms of transaction costs. Especially for people and online businesses that make a large amount of virtual transactions, bitcoins can help you to reduce cost. Besides that, the currency is decentralized. What this means is that the currency is free from control of central authorities. Regular...

How Can We Follow Our Passion But Still Be Financially Stable?

A 35 year old American who used to join one of my workshops had a good job and stable income but she was suffering from pressure, overwork and she didn't enjoy her job. She wanted to change careers but struggled to pursue her passion because of financial instability. Every day she struggled to go to the office and find a sense of joy in her life. During the workshops she asked me, ''how do we pursue our passion and remain financially stable?'' In a recent survey from the American Psychological Association they found that: "Many people are in jobs they don't like or aren't good at. The quick answer is to get a job they like or one that better matches their skills, abilities, and interest--easier said than done. Some clients have no idea what kind of job they would like or what kind of job would be better. Worse, they don't have a clue on how to go about finding out this information" It's very important to take time to evaluate your curre...

An Unbiased Overview of Text Cash Network

The internet has been flooded with content concerning TextCashNetwork and their multi-level marketing program. It seems that every single week a new network marketing company hits the scene with a unique angle. Text Cash Network certainly provides this uniqueness. This one of a kind company can somewhat be related to Living Social and Groupon. It's quite different structurally, but the notions backing the company are similar. The business is built on the idea that everyone loves saving money. It sounds marketable enough if approached correctly, but as with all other network marketing companies, only time will tell. Text Cash Network Opportunity The opportunity advertised by Text Cash Network is definitely unique. Some people will be intrigued by the idea, and others will essentially view it as an annoyance. Text Cash Network claims that you can make money by giving up your cell phone number to companies. According to various reviews, the company claims that you will get paid for ...

The Beginner's Guide to Personal Finance and How to Create Long Term Financial Strategies

Erick Johnson Creating long term strategies is paramount when developing personal finance goals. Developing a financial plan includes planning for retirement, setting up a monthly budget and learning how to live within your means. The following article will offer many tips and strategies concerning how you can develop effective personal finance strategies that will work for you. An effective monthly budget will include both how to pay for your monthly bills as well as how to save for the future. There are many budgeting software systems available; however, if you do not wish to use a software system, you can develop an effective budget with nothing more than a pencil and paper. Savings should be included as with any effective budget. Whether you are saving for a new home or retirement, it is vital that you remember the importance of saving for the future and include it in your budget. One of the most effective ways to help develop savings strategies is to track your spending habits...

A Sure Guide on How to Get Rich With No Money

Wealth does not just come out of the blue. It takes years of dedication, hard work and perseverance—not unless you are born with a silver spoon. Many people aim to get rich, but they do not have the right mindset. They think that they will never get rich because they do not have the money to start with. That is not the right way to go. Here is a guide on how to get rich with no money. First of all, start with the right attitude. Have the motivation and the drive to succeed. If you have that, no matter how many failures you will encounter, it will never hamper your spirit. If you have this, then go ahead with the next step—planning. Every endeavor needs a concrete plan in order to succeed. Start by thinking on ways to get extra money in order to start with a sure money making venture. Be creative and use your talents. If your talent is writing, then go make blogs in the internet that generate income. If you have an eye for photography, then take pictures for a fee. You can sell produc...

Lower Your Phone Bill With Real Tips and Tricks

Robert Corter With the modern age comes a slew of technological advancements. This is especially true when it comes to communications. Never before has the world been able to communicate with one another with relative ease. Whether you need to stay in contact with someone on a regular basis, or you have family that is in another country and you need to occasionally call and check in, you can find that communicating with them is made simple with modern technology. One thing that doesn’t seem to change is the phone bill. That is why it’s important to look for options that will lower your phone bill and save you serious money. There are a lot of different things that you can do to lower your phone bill and many of the things are simple and don’t cost you a whole lot. You could try to make a deal with your telecomm company, but more often than not, they aren’t going to agree to drop the cost of your service. There are some rare examples that seem to work, for instance, if you know for a ...

Save Money on Your Phone Bill Today

There are a lot of different ways to communicate in these modern times, and many people take that for granted. Whether you utilize a smartphone or you are on a tablet or even a laptop, getting someone to talk to is simple and easy. However, there is still one way to communicate that will never seem to go away, or die, and that’s the might phone call. Millions of people every year need to utilize a phone to call their friends, family and even long distance. Sure, there are standard methods to get this, but you have to pay a lot of money to have a real phone in your home. If you want to save money on your phone bill, and want to make calls for free, then there are a few things that you should know. First and foremost, it is 100% legal to save on phone bill call for free and still have all the services that everyone else has. Some people assume that you need to do something illegal to save money on calls, but that’s simply not true. You can ensure that you’re not paying the high cost of ...

Save Money on Your Phone Bill

There are a lot of ways you can cut your monthly bills in these modern times. One of the easiest things to look at is your phone. If you have a telephone in your home and you use it often, you’re most likely paying hundreds of dollars for the privilege to talk to your friends, family and beyond. If you want to lower the cost, and you want to do it soon, t hen you’ll want to pay attention to the 3 ideas that we have to share with you today. The first thing that you could do is cut your service plan to a minutes only option. Many companies are struggling to keep their customers, especially when it comes to telecommunications. In order to compete with others, they are offering limited plans with only local or long distance, or cheaper rates for having one and not the other. There are even plans that will only work for certain hours, but it’s all a matter of calling and asking for the options. They will not push the options on you, so it’s imperative to get the information on your own. T...

Funded Proposal Facts and Why it Can Help You

Merv Stevens A fundedproposalsystem is one of the most efficient strategies used to attract qualified leads for your home business. As I am sure you are all aware, leads are your business's lifeline. Without a consistent flow of leads, there is just no way you can achieve that coveted residual income stream. In order to expand your home business, it is vital that you diversify your prospecting efforts. By using a funded proposal system, you can make a little cash on the front end while funneling qualified leads towards your business opportunity. What is a Funded Proposal? A funded proposal is a unique marketing plan in which you promote a relatively inexpensive information product or system to those in your targeted market. This sort of system is incredibly productive and efficient because you are marketing your home business on the back end to people who have already expressed interest in specified areas like business building. Using a Funded Proposal System for Multi-level Ma...

Lindsey Williams ~ After QE3 The FED is Now The Legal Owner of your HOUSE

Pastor Lindsey Williams was on Goldseek Radio on 18 Sept 2012 on give his insight about QE3 or QE to infinity as it was called by some , the FED is now legally the owner of all American mortgages including the mortgage of your house (if you have one ) yet nobody in American is protesting about this huge shift in capital and ownership , The FED can now reposes your house anytime .... ,The Federal Reserve announced last week that it will start a Mortgage Backed Securities ,A mortgage-backed security (MBS) is an asset-backed security or debt obligation that represents a claim on the cash flows from mortgage loans through a process known as securitization. Your only refuge in this situation is gold and silver says pastor Lindsey Williams , gold is still going to $3000/oz and silver to $75/oz before the end of this year confirms Lindsey Williams   Lindsey Williams , who has been an ordained Baptist minister for 28 years, went to Alaska in 1971 as a missionary. The ...
Obamas America 2016 ~ Dinesh D'Souza Film Obama's America 2016 ~ Dinesh D'Souza's Film (sorry but in order to avoid trouble i'd rather stop linking to that movie instead here is a recent interview of Dinesh D'Souza talking about his film ) Dr. Dinesh D'Souza, NY Times Bestselling author of "The Roots of Obama's Rage" and President of The King's College. D'Souza's new film, "2016: Obama's America" - Love Him, Hate Him, You Don't Know Him! D'Souza's film debuts August 2016. He has interviewed Obama's African half-brother and gone to multiple continents to make this film, produced by an Oscar-winner.Dinesh D'Souza's movie is all about Obama's roots in Anti Colonialism. This explains Obama's "I'm going to take America down a peg or two" Attitude. This is a must watch video. 

Lindsey Williams : The Dollar Died on Sept 6th While You Were Watching The Democratic Convention

Lindsey Williams on Radio Liberty Sept 11 2012 : On September the 6th 2012 China officially announced that any country in the world that wishes to sell crude oil using its currency the Renminbi instead of the US dollar can do so , the following day September the 7th Russia announced that she will sell China all the crude oil that she needs no limitations whatsoever and they will not use the US dollar for their trade , while you were watching the democratic Convention the Dollar Died says Lindsey Williams Pastor Lindsey Williams, who has been an ordained Baptist minister for 28 years, went to Alaska in 1971 as a missionary. The Transalaska oil pipeline began its construction phase in 1974, and because of Mr. Williams' love for his country and concern for the spiritual welfare of the "pipeliners,&quot ; he volunteered to serve as Chaplain on the pipeline, with the subsequent full support of the Alyeska Pipeline Company. Because of the executive status accorded to him as ...

The Financial Crisis Explained: Subprime Mortgage

The Liberty Option Documentary Film : A blow by blow explanation of how the Subprime Mortgage Crisis of 2007 unfolded. This set of events ultimately lead to the Global Financial Crisis of 2008 Subprime lenders (like Countryside) sold the loans to banks (non-depository banks, like Lehman Brothers) so that they could replenish their reserves (so mortgage lenders could keep lending). Investment banks like Lehman brothers took the crappy mortgages and paid rating agencies to AAA or BBB stamp them while hiding the really crappy mortgage loans off their books)=. These investment banks then bundled up these mortgages and sold them to investors (companies, commercial banks, etc)

The Financial Crisis and the Shock Doctrine

Emerging in the aftermath of the global financial crisis that began in late 2007 is a world order dominated by a few governments and corporations with unprecedented control over global resources. These power appear to have little-to-no-regard for the welfare of the vast majority of the world’s populace, even within developed economies such as the U.S. and Japan. Within the U.S., government prioritization of corporate interests over public welfare during the financial crisis was reflected in the lopsided allocation of funds to banks, including the bailout of investment banks that should not have been eligible for relief, and the unlimited backstopping of AIG’s credit default swaps while average Americans, who saw work hours and income collapse, received little-to-no support. Financial sector fraud and corruption have prevailed in the four years following the bailouts. ORIGINS OF THE CRISIS Prioritization by government of corporate over social welfare during and after the financial cris...

Party is over for Pakistan's Economy

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The eight years of the previous government brought an economic boom in Pakistan. Between 2004 and 2008, real GDP grew at an average of 7%. There were plenty of employment opportunities. Salaries in blue collar jobs reached levels never seen before. Stock Market made record-breaking gains. Privatization proceeds, foreign direct investment, increased remittances and international aid increased foreign exchange reserves to more than $16 billion by 2007. Two sectors, Telecom and Finance, specifically achieved phenomenal growth. Deregulation in the telecom sector played a vital role in turning around the scenario in this industry. Most of the growth could be attributed to the cellular sector. There was significant foreign direct investment. Network coverage spread to around 90% of Pakistan. The growth rate was 100% between 2004 and 2008 with the number of subscribers reaching around 80 million. Companies improved the quality of service, decreased rates and expanded coverage. This, in ...

Financial Crisis Timeline: February 2009

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Feb. 2nd 2009: US spending and income fall According to the Commerce Department American consumers cut spending for a sixth consecutive month as it fell 1% in December 2008. Incomes fell by 0.2%. Feb. 2nd 2009: California withholds tax refunds Due to the current $16 billion budget gap projected to reach $42 billion by June 2010, California has withheld payments worth $3.5 billion that includes around $2 billion in cash refunds. Feb. 2nd 2009: Macy’s to cut 7,000 jobs The department store operator, Macy’s will cut 7,000 jobs and quarterly dividends as its quarterly earnings fell much below than expected that made its stock to fall. Feb. 3rd 2009: PNC Financial to layoff 5,800 workers PNC Financial Services Group will layoff 5,800 workers after suffering losses. Feb. 5th 2009: US jobless claims rise to highest levels since 1982 Labor Department reported the number of newly jobless workers seeking benefits rose last week to a seasonally adjusted 626,000 from the p...

AIG Paid Bonuses at the Expense of Tax Payers

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The news that some employees in AIG's Financial Products unit received $165 million in retention bonuses has caused severe commotion throughout United States. This division dealt heavily in instruments called credit defaults swaps that lead to billions of dollars of losses. Government has paid AIG $170 billion in bailout money to help the insurer from going bankrupt and to avoid a serious blow to the world economy. In total, AIG is dishing out $450 million in retention bonuses. It was revealed in 2008 that some top executives of AIG spent more than $400,000 on spa treatment after the bailout money was committed by the government. This is the company that lost almost $62 billion in the last quarter of 2008. The government of United States did nothing to stop AIG from paying out the bonuses. It has essentially made a mockery out of the tax payer's money. It seems as if the ordinary Americans are working hard, day and night, to fill the pockets of the same ban...

Financial Crisis Timeline: March 2009

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March 2nd 2009: AIG reports $62 billion quarterly loss US insurer AIG has reported $62 billion loss for the last quarter of 2008. March 3rd 2009: Dow falls below 7,000 Dow Jones Industrial Average fell down below 7,000 points for the first time since 1997, after AIG reported a $62 billion quarterly loss. Legendary investor Jim Rogers asks AIG to be allowed to go bankrupt rather than making America bankrupt. March 3rd 2009: Buffet’s Berkshire to cut jobs Warren Buffet’s Berkshire Hathaway, which recorded its worst financial year ever in 2008, will cut more jobs this year. The company laid off workers in several of its subsidiaries from 6% to 16%. March 4th 2009: Tycon Electronics to cut 20,000 additional jobs Pennsylvania based electronic company Tycon Electronics has announced it would cut additional 20,000 jobs worldwide. March 6th 2009: Unemployment rate jumps to 25 year high The US unemployment rate has reached 8.1% which is the highest in the past 25 years. Unemploymen...